Why can I reclaim from my loan?

The Financial Conduct Authority have banned UK car dealers from charging hidden commissions and pushing higher interest rate PCP and HP loans. If you signed up for one of these loans and your dealer didn’t disclose the commission they received, either verbally or in any written documentation, you might be eligible to claim.

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“PCPs and hire purchase agreements for vehicles are now some of the most complained about financial products.” [1]


“Drivers who have bought cars using a type of car finance deal from a dealer might have fallen victim to a mis-selling scandal." [2]


“This could lead to billions of pounds of overcharged interest paid back to millions of people.” [3]

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Frequently Asked Questions

The good news is, yes 👍 If you've had multiple cars on finance, you may be able to claim for them all. Use our online check to get started.

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You can start registering for compensation in just 2 minutes! Our online registration process is super easy to use, all you need to do is tell us about you, how you bought the vehicle and, if you're eligible, sign up to claim 💪

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You'll need a copy of your PCP/HP finance agreement and a scan of your passport/driving license. No agreement? No problem! We can request this from your lender at a later date.

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Yes, whether you're still paying off your car loan or it's been settled in full, the product was still mis-sold and you can still claim.

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Why Choose Us?

We're dedicated experts in the mis-sold car finance sector focused on securing the compensation our clients deserve. Whilst it's more than possible for you to submit the claim yourself, by working with us, you benefit from our collective experience to give you the best possible chance of having a successful claim.

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So, how does it work?